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Preguntas Frecuentes

  • Los tipos de seguro más comunes para perros y gatos en Alemania son los siguientes:

    1.- Seguro de responsabilidad civil para perro, exclusivamente.

    2.- Seguro de operación o intervención quirúrgica para perros y gatos, este se limita única y exclusivamente para este fin.

    3.- Seguro de salud para perro y gato, incluye todos los servicios de veterinaria, es más recomendado que el anterior, puesto que incluye intervenciones quirúrgicas.

    4.- Seguro de protección legal para perro exclusivamente, muy usado en casos de violencia por parte del perro, situación que puede generar gastos legales.

  • Los seguros de daños a terceros cubren daños ocasionados a terceros por lo que, si su mascota fue el causante de un daño a otra persona o lugar, el seguro de Responsabilidad cubre este daño.

    Este seguro aplica sólo animales pequeños y no es aplicable para perros de todo tamaño.

  • Sólo en caso de contratar un Seguro de Operación o un seguro de salud, en estos casos incluyen gatos y perros.

  • De la edad, raza, enfermedades que ya tiene tu mascota.

Seguro de mascotas
Seguro de mascotas

Pet insurance in Germany

Types of Pet Insurance in Germany: Which is Best for You?

In Germany, having pet insurance is an excellent way to protect yourself against high veterinary costs and other unexpected expenses related to your pet's well-being. There are different types of insurance designed to cover various situations, from medical care to liability.

Below, we explain the most common pet insurance policies in Germany and how they can benefit you:

Pet Health Insurance
This insurance covers your pet's veterinary expenses, including:
Consultations and check-ups.
Diagnostic tests and treatments.
Medications and surgeries.

Choosing pet health insurance in Germany can help you avoid unexpected expenses and ensure the best care for your pet.

Pet Liability Insurance
If your pet causes damage to third parties, this insurance covers:
Injuries to people.
Damage to other people's property.

In some German states, this insurance is mandatory for dogs, so it's essential to check local regulations.

Pet Insurance
If your pet is lost or stolen, this insurance can help with:
Search costs (posters, ads, etc.).
Rewards for recovery.
Compensation in case of permanent loss.

Pet Insurance
This insurance covers the expenses associated with the death of your pet, including:
Cremation or burial.
Memorial services.

How to choose the best pet insurance in Germany?
Coverage can vary depending on the company and the type of policy. To choose the best option:
Compare prices and coverage among different insurers.
Review the exclusions and limits of each policy.
Evaluate your pet's specific needs based on their age, breed, and health.
Investing in pet insurance in Germany can provide peace of mind and financial security in the face of any unforeseen event. Protect your best friend with the right coverage!

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